Financing Options

We do not offer any type of in-house payment plans. We have lenders that can work with any credit situation! Good credit, bad credit, divorce, bankruptcy, etc. Get your preapproved before coming in! Have questions? Call us at 636-295-5948. We are happy to walk you through the best option for you!

Here’s what you need:

  • At Least 20% Cash Down Payment
  • You must be on your Job for at least 1 year (No 1099s Accepted) 
  • Current Drivers License
  • 3 Months of Paycheck Stubs showing you bring home at least $350 per week
  • Utility Bill in Your Name showing Your Home Address
  • Full coverage insurance with a maximum deductible of $1000

FILL OUT OUR ONLINE APPLICATION

    -Loan Information-

    Do You Have a Trade In?

    -Your Information-

    What's your credit like?

    -FINANCIAL-

    Residence Type

    Which accounts are in your name: Check All that You have

    Do You Have A Valid Drivers License?

    Do You Have A Co-Signer If Needed?

    -EMPLOYMENT-

    Employment Status

    I agree that by submitting this application, I authorize and give this dealership, as well as any potential financing source this dealership presents this application to, my consent to obtain my credit report from any credit reporting agency used to complete an investigation of my credit.

    By submitting this application, I certify that all information herein is true and complete. I agree I am providing this information to the dealer identified in this application and acknowledge that my information may be shared pursuant to the dealer's privacy policy, if applicable. I hereby authorize this dealer, and any financial institution engaged as a service provider by this dealer, to retain this application and to check and verify my credit, employment and salary history. By submitting this application, I authorize this dealer and/or financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history in order to determine financing eligibility.

    I accept and agree to the terms outlined above.

    Caruma Auto Outlet dba iCARS.COM, LLC (MO Dealer Lic# D5356)

    DISCLAIMER

    *Price excludes tax, tag, and other governmental fees and/or dealer installed options. While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with us by phone.

    **AS IS – No Dealer Warranty. The dealer does not provide a warranty for any repairs after the sale. The dealer doesn’t make any promises to fix things that need repair when you buy the vehicle or afterward. We encourage you to have mechanical inspection done, at your cost, by a mechanic of your choice. EXTENDED SERVICE CONTRACT is AVAILABLE! A service contract (also referred to; extended warranty) on this vehicle is available for an extra charge. Ask for details about coverage, deductible, price, and exclusions.

    ***Any payment or financing offer is with lender approval pending a credit check of the borrower. Please see a salesperson with any questions you might have before making any purchase commitment on this or any other vehicle we have for sale.